Investment

Our commitment to quality

Interested in investment funds? Creating the best portfolio possible, however, depends not only on making a rigorous selection, but also on having access to the best funds available.

If you are looking to invest with the flexibility of being able to move your money easily and make the most of the best market opportunities, you might want to consider our Unit Linked Fondos Selección db.

Our Deposits offer you an interest tailored to your needs with complete peace of mind.

FATCA

Information regarding US Legislation.

USA Investors

Notice intended for individuals or legal bodies residing in the United States of America.

An outstanding range of funds

As a Deutsche Bank customer you will benefit from the support and strength of Germany’s leading bank in terms of asset volume and clients under management. At Deutsche Bank we are committed to delivering exceptional service and tailor-made solutions to our customers on a daily basis. And now if you transfer your investments to Deutsche Bank or purchase some of our investment products, you will have immediate access to:

  • A wide range of investment funds, so you can choose the combination that is best suited to your needs and investment profile.
  • Information about new investment products that reflect the market trends as closely as possible.
Plus, now you can have a bonus of 1% up to a maximum limit of €5,000.


Terms & Conditions

Terms & Conditions of the Bonus
  • Minimum investment: €1,000
  • Bonus of 1% on the amount invested or transferred in a selection of Productos de Inversión db (investment products)*, subject to a maximum limit of €5,000 per person and per year, including funds from other promotions in the year.
  • Minimum commitment period: the amount invested must be maintained for at least 12 months from the date on which the investment is made. In the event of total or partial withdrawal, a penalty will be charged based on the terms & conditions of purchase.

 

General Terms & Conditions of the Offer
  • The investment must be made up of new funds (i.e. other than from other investments in Deutsche Bank).
  • The incentives provided with the deposit account or the bonus cannot be combined. This special offer cannot be used in conjunction with other offers or promotions.
  • Minimum commitment period: the amount invested must be maintained for at least 12 months from the date on which the investment is made.
A bonus of 1 % on the amount invested (subject to a maximum of €5,000)
  • The total bonus is limited to a maximum of €5,000 (gross) per person and per year, including funds from other promotions in the year.
  • The bonus will be paid to your account within two months of the investment being made.
  • The bonus is treated as investment income and is subject to a withholding tax at the rate in force at the time of payment, which means that the customer will receive the bonus net of withholding tax.

* To view the range of funds available with this promotion, please contact your local Deutsche Bank branch or call us on +34 93 366 51 01.

 

This promotion is valid from 01/10/2017 to 31/12/2017.

Unit Linked

A flexible investment to help you make the most of the best opportunities.

If you are looking to invest with the flexibility of being able to move your Money easily and make the most of the best market opportunities, you might want to consider our Unit Linked Fondos Selección db.

The Unit Linked Fondos Selección db is a life insurance policy1 from Zurich Vida, S.A., which is invested, in whole or in part, in investment funds and which allows you to switch your investment between funds with no transfer fees or tax consequences. Therefore, it is an ideal product for those looking for the flexibility of being able to move their investment to the fund or funds that they find most attractive at any given time.

You decide2 how you want your portfolio to be allocated; you can choose from a list of funds, based on your investor profile and the opportunities offered by each market.

All of the funds have been carefully selected by our team of experts from some of the world’s most prestigious fund management companies, including DWS, Templeton, Invesco, Schroders, UBS, JP Morgan, Morgan Stanley, Carmignac, Fidelity, Pictet….

And the product offers excellent conditions:

Minimum investment € 3.005,06
Additional payments From € 1.202,02
Possibility of changing the amounts invested in the various funds Yes
Cost of transfer between funds € 0
Tax penalty for transfer between funds € 0
Possibility of partial or total redemption3 Yes, from day one
In the case of partial or total3 redemption A 1% fee on the capital gain obtained will apply

 

1 In the event of death of the person insured, the beneficiary will receive the realization value of the funds associated with the policy, plus an additional lump of 10%, subject to a maximum limit which varies according to the age of the insured person at the time of death; up to 39 years of age: €30.050,61, between 40 and 49 years of age: €12.020,24, between 50 and 64 years of age: €6.010,12, and over 65 years of age: €1.202,02.
2 The policyholder assumes all financial and credit risks associated with the investment. The amount paid out by the insurance policy depends on fluctuations in the financial markets which are outside the control of the insurance company. Past performance is not a guide to future performance, and losses may occur. The management fees (0,4% of the reserve per annum) and risk premium, which depends on the age of the insured person and on the additional lump-sum payout in the event of death, will be deducted from the return paid by the policy (for further details please refer to the Terms & Conditions of the product). The management fees are charged on a daily basis and the risk premium is deducted monthly.
3 Full or partial redemption: The policyholder may at any time cash in all or part of their investment. The cash-in value will be equal to the realisation value of the assets allocated to the policy, minus the management fees and risk premium applicable to the lump-sum payout in the event of death.

Deutsche Bank, S.A. Española, Operador de Banca-Seguros Vinculado inscrito con núm. OV-0045 en el Reg. de mediadores de la DGS y FP- NIF A-08000614, domicilio Paseo de la Castellana,18 28046 Madrid. R.M. Madrid, T.28100, L.0, F.1, S.8, H.M506294, I.2. Concertados Seg. de Responsabilidad Civil y con capacidad financiera según Ley 26/2006 de 17 de julio.
Zurich Vida, Cía Seg y Reaseg,S.A.–Sdad.Unipersonal-NIF A-08168213 R.M. Madrid, T.16325, L.0, F.189, S.8, H.M-126243, I.131

Stocks

Invest in stocks with Deutsche Bank. We open the doors of the leading markets in Europe: invest in stocks 24 hours a day with our Internet banking service or per telephone.

Markets

  • Spain: MCO
  • Germany: XETRA
  • USA: NYSE / NASDAQ
  • France: París

On the next chart you will find an overview of the main indices. Soon you will be able to access updated information on this page.

In order to see this information up to date, please visit www.deutsche-bank.es/pbc.

Contact

Customer service:
+34.93.366.51.01