Investment

Our commitment to quality

Interested in investment funds? Creating the best portfolio possible, however, depends not only on making a rigorous selection, but also on having access to the best funds available.

If you are looking to invest with the flexibility of being able to move your money easily and make the most of the best market opportunities, you might want to consider our Unit Linked Fondos Selección db.

Our Deposits offer you an interest tailored to your needs with complete peace of mind.

FATCA

Information regarding US Legislation.

USA Investors

Notice intended for individuals or legal bodies residing in the United States of America.

An outstanding range of funds

The Fondos de Inversión db are a great investment solution that offers you experience, quality and professionalism for your investments.

Bonus of up to 2% up to a maximum of € 10,000

We carefully select our funds from among the world’s most prestigious fund managers.

With the strength and reliability of Germany’s No.1 banking group by volume of assets and clients under management.

In addition, you’ll receive a bonus of up to 2% for your investments, subject to a maximum of €10,000.

Invest or transfer your funds now and we’ll take care of the rest.

Apply now

Features of the bonus:

  • Minimum investment: €1,000
  • Bonus and Minimum commitment period:

Bonus Commitment period Maximum bonus
1% 1 year € 5,000

A partial or total withdrawal will be subject to a penalty in accordance with the terms and conditions of your contract.

General terms and conditions of the promotion
  • Promotion valid if you transfer or invest at least €1,000 (from another bank) in a selection of Fondos de Inversión db between 01/01/2020 and 31/03/2020.
  • This promotion may not be combined with other offers made available by Deutsche Bank.
  •  When reviewing compliance with the terms and conditions, only contracts in which the client is the 1st holder will be taken into account.
  • Minimum term required: the amount invested or transferred must be maintained for at least 1 year for the bonus of 1%, from the date on which the investment or transfer is made. A partial or total withdrawal will be subject to a penalty in accordance with the terms and conditions of your contract. Maximum limit conditions for investment fund bonuses per holder and per year, including amounts from other investment fund bonus promotions in 2020: the maximum bonus payable is €5,000 for the 1% promotion, including any amounts from other promotions in 2020. The bank will credit the bonus into the account within two months of the investment being made.
  • The bonus will be credited to your account within two months of the investment being made.
  • The bonus falls into the category of investment income and is subject to withholding tax at the rate applicable as and when the bonus accrues, as a result of which the amount received by the customer will be net of withholding tax. At the time of publication of this prospectus (January 2020) the rate is 19%. Information leaflets and documents containing fundamental data for investors are available from the CNMV or at your nearest DB branch.

This promotion is valid from 01/01/2020 to 31/03/2020.

To view the list of funds available under this promotion, please contact your local Deutsche Bank branch or call 902 88 38 23.

Unit Linked

A flexible investment to help you make the most of the best opportunities.

If you are looking to invest with the flexibility of being able to move your Money easily and make the most of the best market opportunities, you might want to consider our Unit Linked Fondos Selección db.

The Unit Linked Fondos Selección db is a life insurance policy1 from Zurich Vida, S.A., which is invested, in whole or in part, in investment funds and which allows you to switch your investment between funds with no transfer fees or tax consequences. Therefore, it is an ideal product for those looking for the flexibility of being able to move their investment to the fund or funds that they find most attractive at any given time.

You decide2 how you want your portfolio to be allocated; you can choose from a list of funds, based on your investor profile and the opportunities offered by each market.

All of the funds have been carefully selected by our team of experts from some of the world’s most prestigious fund management companies, including DWS, Templeton, Invesco, Schroders, UBS, JP Morgan, Morgan Stanley, Carmignac, Fidelity, Pictet….

And the product offers excellent conditions:

Minimum investment € 3.005,06
Additional payments From € 1.202,02
Possibility of changing the amounts invested in the various funds Yes
Cost of transfer between funds € 0
Tax penalty for transfer between funds € 0
Possibility of partial or total redemption3 Yes, from day one
In the case of partial or total3 redemption A 1% fee on the capital gain obtained will apply

 

1 In the event of death of the person insured, the beneficiary will receive the realization value of the funds associated with the policy, plus an additional lump of 10%, subject to a maximum limit which varies according to the age of the insured person at the time of death; up to 39 years of age: €30.050,61, between 40 and 49 years of age: €12.020,24, between 50 and 64 years of age: €6.010,12, and over 65 years of age: €1.202,02.
2 The policyholder assumes all financial and credit risks associated with the investment. The amount paid out by the insurance policy depends on fluctuations in the financial markets which are outside the control of the insurance company. Past performance is not a guide to future performance, and losses may occur. The management fees (0,4% of the reserve per annum) and risk premium, which depends on the age of the insured person and on the additional lump-sum payout in the event of death, will be deducted from the return paid by the policy (for further details please refer to the Terms & Conditions of the product). The management fees are charged on a daily basis and the risk premium is deducted monthly.
3 Full or partial redemption: The policyholder may at any time cash in all or part of their investment. The cash-in value will be equal to the realisation value of the assets allocated to the policy, minus the management fees and risk premium applicable to the lump-sum payout in the event of death.

Deutsche Bank, S.A. Española, Operador de Banca-Seguros Vinculado inscrito con núm. OV-0045 en el Reg. de mediadores de la DGS y FP- NIF A-08000614, domicilio Paseo de la Castellana,18 28046 Madrid. R.M. Madrid, T.28100, L.0, F.1, S.8, H.M506294, I.2. Concertados Seg. de Responsabilidad Civil y con capacidad financiera según Ley 26/2006 de 17 de julio.
Zurich Vida, Cía Seg y Reaseg,S.A.–Sdad.Unipersonal-NIF A-08168213 R.M. Madrid, T.16325, L.0, F.189, S.8, H.M-126243, I.131

Stocks

Invest in stocks with Deutsche Bank. We open the doors of the leading markets in Europe: invest in stocks 24 hours a day with our Internet banking service or per telephone.

Markets

  • Spain: MCO
  • Germany: XETRA
  • USA: NYSE / NASDAQ
  • France: París

On the next chart you will find an overview of the main indices. Soon you will be able to access updated information on this page.

In order to see this information up to date, please visit www.deutsche-bank.es/pbc.

Contact

Customer service:
+34.93.366.51.01